Changelog

Python Library Reference

❗️

Disclaimer

Dapi's API request and response params are in camelCase, so while this library follows PEP8 standard and uses snake_case for all arguments, all responses will be in camelCase.

BaseResponse

All the responses extend BaseResponse class. Meaning all the responses described below in the document will have following fields besides the ones specific to each response.

ParameterTypeDescription
operationIDstrUnique ID generated to identify a specific operation.
successboolReturns true if request is successful and false otherwise.
statusstrThe status of the job.

done - Operation Completed.
failed - Operation Failed.
user_input_required - Pending User Input.
initialized - Operation In Progress.
userInputs[dict]Specifies the type of further information required from the user before the job can be completed.

Note: It's only returned if operation status is user_input_required
typestrType of error encountered.
Note: It's only returned if operation status is failed.
msgstrDetailed description of the error.

Note: It's only returned if operation status is failed.

UserInput Object

ParameterTypeDescription
idstrType of input required.

You can read more about user input types on User Input Types.
querystrTextual description of what is required from the user side.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerstrUser input that must be submitted. In the response it will always be empty.

Methods

auth.exchangeToken

Method is used to obtain user's permanent access token by exchanging it with access code received during the user authentication (user login).

📘

Note

You can read more about how to obtain a permanent token on Obtain an Access Token..

Method Description

def exchangeToken(access_code, connection_id) -> dict

Input Parameters

ParameterTypeDescription
access_code
REQUIRED
strUnique code for a user’s successful login to Connect. Returned in the response of UserLogin.
connection_id
REQUIRED
strThe connectionIDz from a user’s successful log in to Connect`.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be returned if the status is done:

ParameterTypeDescription
accessTokenstrA unique permanent token linked to the user.

DapiApp.getIdentity

This method is used to retrieve personal details about the user.
Method Description

def getIdentity(access_token, user_secret, user_inputs=[], operation_id="") -> dict

Method Description

ParameterTypeDescription
access_token
REQUIRED
strAccess Token obtained using the exchangeToken method.
user_secret
REQUIRED
strThe userSecret from a user’s successful log in to Connect.
operation_id
OPTIONAL
strThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
user_inputs
OPTIONAL
[dict]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification onSpecify User Input

UserInput Object

ParameterTypeDescription
idstrType of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerstrUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be returned if the status is done:

ParameterTypeDescription
identity[dict]An object containing the identity data of the user.

DapiApp.getAccounts

Method is used to retrieve list of all the bank accounts registered on the user. The list will contain all types of bank accounts.

Method Description

def getAccounts(access_token, user_secret, user_inputs=[], operation_id="") -> dict

Input Parameters

ParameterTypeDescription
access_token
REQUIRED
strAccess Token obtained using the exchangeToken method.
user_secret
REQUIRED
strThe userSecret from a user’s successful log in to Connect.
operation_id
REQUIRED
strThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
user_inputs[dict]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idstrType of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerstrUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be returned if the status is done:

ParameterTypeDescription
accounts[dict]An array containing the accounts data of the user.

DapiApp.getBalance

This method is used to retrieve balance on specific bank account of the user.

Method Description

def getBalance(access_token, user_secret, account_id, user_inputs=[], operation_id="") -> dict

Input Parameters

ParameterTypeDescription
account_id
REQUIRED
strThe bank account ID which its balance is requested.
Retrieved from one of the accounts returned from the getAccounts method.
access_token
REQUIRED
strAccess Token obtained using the exchangeToken method.
user_secret
REQUIRED
strThe userSecret from a user’s successful log in to Connect.
operation_id
OPTIONAL
strThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
user_inputs
OPTIONAL
[dict]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idstrType of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerstrUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be valid if the status is done:

ParameterTypeDescription
balance[dict]An object containing the account's balance information.

DapiApp.getTransactions

Method is used to retrieve transactions that user has performed over a specific period of time from their bank account. The transaction list is unfiltered, meaning the response will contain all the transactions performed by the user (not just the transactions performed using your app).

Date range of the transactions that can be retrieved varies for each bank. The range supported by the users bank is shown in the response parameter transactionRange of Get Accounts Metadata endpoint.

Method Description

def getTransactions(access_token, user_secret, account_id, from_date, to_date, user_inputs=[], operation_id="") -> dict

Input Parameters

ParameterTypeDescription
account_id
REQUIRED
StringThe bank account ID which its transactions are requested.
Retrieved from one of the accounts returned from the getAccounts method.
from_date
REQUIRED
strThe start date of the transactions wanted.
to_date
REQUIRED
strThe end date of the transactions wanted.
access_token
REQUIRED
strAccess Token obtained using the exchangeToken method.
user_secret
REQUIRED
strThe userSecret from a user’s successful log in to Connect.
operation_id
OPTIONAL
strThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
user_inputs
OPTIONAL
[dict]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idstrType of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerstrUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be valid if the status is done:

ParameterTypeDescription
transactions[dict]Array containing the transactional data for the specified account within the specified period.

DapiApp.getCategorizedTransactions

Method is used to retrieve transactions that user has performed over a specific period of time from their bank account. The transaction list is unfiltered, meaning the response will contain all the transactions performed by the user (not just the transactions performed using your app).

Every transaction in the response is categorized. Transaction categories stay the same across all banks.

Date range of the transactions that can be retrieved varies for each bank. The range supported by the users bank is shown in the response parameter transactionRange of Get Accounts Metadata endpoint.

Method Description

def getCategorizedTransactions(access_token, user_secret, account_id, from_date, to_date, user_inputs=[], operation_id="") -> dict

Input Parameters

ParameterTypeDescription
account_id
REQUIRED
StringThe bank account ID which its transactions are requested.
Retrieved from one of the accounts returned from the getAccounts method.
from_date
REQUIRED
strThe start date of the transactions wanted.
to_date
REQUIRED
strThe end date of the transactions wanted.
access_token
REQUIRED
strAccess Token obtained using the exchangeToken method.
user_secret
REQUIRED
strThe userSecret from a user’s successful log in to Connect.
operation_id
OPTIONAL
strThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
user_inputs
OPTIONAL
[dict]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idstrType of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerstrUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be valid if the status is done:

ParameterTypeDescription
transactions[dict]Array containing the transactional data for the specified account within the specified period, plus transaction category.

DapiApp.getEnrichedTransactions

Method is used to retrieve transactions that user has performed over a specific period of time from their bank account. The transaction list is unfiltered, meaning the response will contain all the transactions performed by the user (not just the transactions performed using your app).

Every transaction in the response is categorized and has further details about the brand that the transfer is associated with. Transaction categories stay the same across all banks.

Date range of the transactions that can be retrieved varies for each bank. The range supported by the users bank is shown in the response parameter transactionRange of Get Accounts Metadata endpoint.

Method Description

def getEnrichedTransactions(access_token, user_secret, account_id, from_date, to_date, user_inputs=[], operation_id="") -> dict

Input Parameters

ParameterTypeDescription
account_id
REQUIRED
StringThe bank account ID which its transactions are requested.
Retrieved from one of the accounts returned from the getAccounts method.
from_date
REQUIRED
strThe start date of the transactions wanted.
to_date
REQUIRED
strThe end date of the transactions wanted.
access_token
REQUIRED
strAccess Token obtained using the exchangeToken method.
user_secret
REQUIRED
strThe userSecret from a user’s successful log in to Connect.
operation_id
OPTIONAL
strThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
user_inputs
OPTIONAL
[dict]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idstrType of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerstrUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be valid if the status is done:

ParameterTypeDescription
transactions[dict]Array containing the transactional data for the specified account within the specified period, plus transaction category & brand details.

DapiApp.getBeneficiaries

This method is used to retrieve a list of all the beneficiaries already added for a user within a financial institution.
Method Description

def getBeneficiaries(access_token, user_secret, user_inputs=[], operation_id="") -> dict

Input Parameters

ParameterTypeDescription
access_token
REQUIRED
strAccess Token obtained using the exchangeToken method.
user_secret
REQUIRED
strThe userSecret from a user’s successful log in to Connect.
operation_id
OPTIONAL
strThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
user_inputs
OPTIONAL
[dict]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idstrType of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerstrUser input that must be submitted. In the response it will always be empty.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be returned if the status is done:

ParameterTypeDescription
beneficiaries[dict]An array containing the beneficiary information.

DapiApp.createBeneficiary

This method is used to retrieve a list of all the beneficiaries already added for a user within a financial institution.
Method Description

def createBeneficiary(access_token, user_secret, beneficiary_data, user_inputs=[], operation_id="") -> dict

Input Parameters

ParameterTypeDescription
beneficiary_data
REQUIRED
dictAn object that contains info about the beneficiary that should be added.
access_token
REQUIRED
strAccess Token obtained using the exchangeToken method.
user_secret
REQUIRED
strThe userSecret from a user’s successful log in to Connect.
operation_id
OPTIONAL
strThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
user_inputs
OPTIONAL
[dict]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idstrType of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerstrUser input that must be submitted. In the response it will always be empty.

beneficiary_data Object

ParameterTypeDescription
name
REQUIRED
strName of the beneficiary.
nickname
REQUIRED
strNickname of the beneficiary.
accountNumber
REQUIRED
strAccount number of the beneficiary.
iban
REQUIRED
strBeneficiary's IBAN number.
swiftCode
REQUIRED
strBeneficiary's financial institution's SWIFT code.
type
REQUIRED
strType of beneficiary.
For further explanation see Beneficiary Types.
address
REQUIRED
dictAn object containing the address information of the beneficiary.
country
REQUIRED
strName of the country in all uppercase letters.
branchAddress
REQUIRED
strAddress of the financial institution’s specific branch.
branchName
REQUIRED
strName of the financial institution’s specific branch.
phoneNumber
OPTIONAL
strBeneficiary's phone number.
routingNumber
OPTIONAL
strBeneficiary's Routing number, needed only for US banks accounts.

address Object

ParameterTypeDescription
line1
REQUIRED
strStreet name and number. Note: value should not contain any commas or special characters.
line2
REQUIRED
strCity name. Note: value should not contain any commas or special characters.
line3
REQUIRED
strCountry name. Note: value should not contain any commas or special characters.

Response
Method returns only the fields defined in the BaseResponse.

payment.createTransfer

This method is used to initiate a new payment from one account to another account.

🚧

Note

We suggest you use transferAutoflow method instead to initiate a payment. transferAutoflow abstracts all the validations and processing logic, required to initiate a transaction using createTransfer method.

You can read about transferAutoFlow further in the document.

Method Description

def createTransfer(access_token, user_secret, transfer_data, user_inputs=[], operation_id="") -> dict

Input Parameters

ParameterTypeDescription
transfer_data
REQUIRED
dictAn object that contains info about the transfer that should be initiated, and any other details that's used to automate the operation.
access_token
REQUIRED
strAccess Token obtained using the exchangeToken method.
user_secret
REQUIRED
strThe userSecret from a user’s successful log in to Connect.
operation_id
OPTIONAL
strThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
user_inputs
OPTIONAL
[dict]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idstrType of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerstrUser input that must be submitted. In the response it will always be empty.

transfer_data Object

ParameterTypeDescription
senderID
REQUIRED
strThe id of the account which the money should be sent from.
Retrieved from one of the accounts array returned from the getAccounts method.
amount
REQUIRED
floatThe amount of money which should be sent.
receiverID
OPTIONAL
strThe id of the beneficiary which the money should be sent to.
Retrieved from one of the beneficiaries array returned from the getBeneficiaries method.
Needed only when creating a transfer from a bank that requires the receiver to be already registered as a beneficiary to perform a transaction.
name
OPTIONAL
strThe name of receiver.
Needed only when creating a transfer from a bank that handles the creation of beneficiaries on its own, internally, and doesn't require the receiver to be already registered as a beneficiary to perform a transaction.
accountNumber
OPTIONAL
strThe Account Number of the receiver's account.
Needed only when creating a transfer from a bank that handles the creation of beneficiaries on its own, internally, and doesn't require the receiver to be already registered as a beneficiary to perform a transaction.
iban
OPTIONAL
strThe IBAN of the receiver's account.
Needed only when creating a transfer from a bank that handles the creation of beneficiaries on its own, internally, and doesn't require the receiver to be already registered as a beneficiary to perform a transaction.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be returned if the status is done:

ParameterTypeDescription
referenceStringTransaction reference string returned by the bank.

DapiApp.transferAutoflow

This method is used to initiate a new payment from one account to another account, without having to care nor handle any special cases or scenarios.
Method Description

def transferAutoflow(access_token, user_secret, transfer_autoflow_data, user_inputs=[], operation_id="") -> dict

Input Parameters

ParameterTypeDescription
transfer_autoflow_data
REQUIRED
dictAn object that contains info about the transfer that should be initiated, and any other details that's used to automate the operation.
access_token
REQUIRED
strAccess Token obtained using the exchangeToken method.
user_secret
REQUIRED
strThe userSecret from a user’s successful log in to Connect.
operation_id
OPTIONAL
strThe operationID from a previous call's response.
Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
user_inputs
OPTIONAL
[dict]Array of UserInput object, that are needed to complete this operation.
Required only if a previous call responded with user_input_required status.

You can read more about user inputs specification on Specify User Input

UserInput Object

ParameterTypeDescription
idstrType of input required.

You can read more about user input types on User Input Types.
indexintIs used in case more than one user input is requested.
Will always be 0 If only one input is requested.
answerstrUser input that must be submitted. In the response it will always be empty.

transfer_autoflow_data Object

ParameterTypeDescription
senderID
REQUIRED
strThe id of the account which the money should be sent from.
Retrieved from one of the accounts array returned from the getAccounts method.
amount
REQUIRED
floatThe amount of money which should be sent.
beneficiary
REQUIRED
dictAn object that holds the info about the beneficiary which the money should be sent to.
bankID
REQUIRED
strThe bankID of the user which is initiating this transfer.

beneficiary Object

ParameterTypeDescription
name
REQUIRED
strName of the beneficiary.
nickname
REQUIRED
strNickname of the beneficiary.
accountNumber
REQUIRED
strAccount number of the beneficiary.
iban
REQUIRED
strBeneficiary's IBAN number.
swiftCode
REQUIRED
strBeneficiary's financial institution's SWIFT code.
address
REQUIRED
dictAn object containing the address information of the beneficiary.
country
REQUIRED
strName of the country in all uppercase letters.
branchAddress
REQUIRED
strAddress of the financial institution’s specific branch.
branchName
REQUIRED
strName of the financial institution’s specific branch.
phoneNumber
OPTIONAL
strBeneficiary's phone number.
routingNumber
OPTIONAL
strBeneficiary's Routing number, needed only for US banks accounts

address Object

ParameterTypeDescription
line1
REQUIRED
strStreet name and number. Note: value should not contain any commas or special characters.
line2
REQUIRED
strCity name. Note: value should not contain any commas or special characters.
line3
REQUIRED
strCountry name. Note: value should not contain any commas or special characters.

Response
In addition to the fields described in the BaseResponse, it has the following fields, which will only be returned if the status is done:

ParameterTypeDescription
referenceStringTransaction reference string returned by the bank.

ACH

ach.createPull

Method is used to create an ACH Pull transaction

Method Description

def createPull(self, access_token, user_secret, transfer_data, user_inputs=[], operation_id="")

Input Parameters

NameTypeDescription
accessToken
REQUIRED
StringAccess Token obtained using Exchange Token method.

You can read more about how to obtain a permanent token on Obtain an Access Token
userSecret
REQUIRED
StringUser secret returned during the successful authentication in Connect Layer
transfer
REQUIRED
Object<Transfer>Details of the ACH transfer
operationID
OPTIONAL
StringThe operationID from a previous call's response. Required only when resuming a previous call that responded with user_input_required status, to provided user inputs.
userInputs
OPTIONAL
Array<userInputs>Array of UserInputs object, required only if initial request responded with user inputs specification.

You can read more about user inputs specification on Specify User Input

Transfer Object

NameTypeDescription
senderIdStringsenderId of the Account from where the amount must be transferred.
amountNumberAmount of the transfer
descriptionStringA message associated with the transfer.

UserInputs Object

NameTypeDescription
idEnumType of input required. Can be one of the following:

otp

secret_question

captcha

pin

confirmation

token


You can read more about user input types on User Input Types
queryStringTextual description of what is required from the user side
indexNumberIs used in case more than one user input is requested.

will always be 0 If only one input is requested.
answerStringUser input that must be submitted. In the response it will always be empty.

Response

Method returns standard Base Response. You can find description of standard response in the beginning of the document.

ach.getPull

Method is used to get an existing ACH Pull transaction

Method Description

def getPull(self, access_token, user_secret, operation_id, user_inputs=[])

Input Parameters

NameTypeDescription
accessToken
REQUIRED
StringAccess Token obtained using Exchange Token method.

You can read more about how to obtain a permanent token on Obtain an Access Token
userSecret
REQUIRED
StringUser secret returned during the successful authentication in Connect Layer
operationID
REQUIRED
StringThe operationID from a previous call's response. Used to locate the ACH transaction.
userInputs
OPTIONAL
Array<userInputs>Array of UserInputs object, required only if initial request responded with user inputs specification.

You can read more about user inputs specification on Specify User Input

Response

NameTypeDescription
transferObject<Transfer>Details of the ACH transfer

Transfer Object

NameTypeDescription
statusStringStatus of the transfer (ENUM: 'pending', 'completed', 'returned', 'rejected')
amountNumberAmount of the transfer
currencyObject<Currency>Currency type of the transfer

Currency Object

NameTypeDescription
CodeStringCurrency code
NameStringFull name of the Currency