Wire API (US only)
Wire API provides all the functionality required to manage beneficiaries and initiate payments on your user's behalf.
The Payment APIs are:
- CreateWireTransfer - The easiest and most efficient way to facilitate payments.
- [Not required when using CreateWireTransfer] Get Wire beneficiaries - Retrieve beneficiaries from the bank account.
- [Not required when using CreateWireTransfer] Create Wire Beneficiary - Create a beneficiary into the bank account.
- [Not required when using CreateWireTransfer] CreateWireTransferToExistingBeneficiary - Initiate a transfer to an existing wire beneficiary only.
createWireTransfer [Recommended]
createWireTransfer
automatically takes care of all requirements for adding a beneficiary as well as initiating a transfer. We recommend using createWireTransfer
to initiate a payment.
you can send money from
an account to
an account with a specific amount
.All 3 variables are optional.
Parameters
Note
Behavior of the SDK depends on the parameters that will be set.
Parameter | Description |
---|---|
toBeneficiary | Information of the recipient beneficiary. |
fromAccount | Account from where the amount must be transferred. If you don't set a from account, SDK will simply display a popup screen for your user to pick the account from our UI. If you do provide a from object, this screen won't be displayed. |
amount | Amount to be transferred. If you don't set an amount SDK will display a screen with a numpad screen for your user to enter the amount in. |
remark | A message associated with the transfer. |
Implement DapiTransferCallback to handle a successful or a failed transfer attempt.
Dapi.transferCallback = object : DapiTransferCallback {
override fun onTransferSuccess(result: DapiTransferResult.Success) {
}
override fun onTransferFailure(result: DapiTransferResult.Error) {
}
override fun willTransferAmount(result: DapiTransferResult.PreTransfer) {
}
override fun onUiDismissed() {
}
}
Dapi.setTransferListener(new OnDapiTransferListener() {
@Override
public void willTransferAmount(double amount, @NonNull DapiAccountsResponse.DapiAccount senderAccount) {
}
@Override
public void onTransferSuccess(@NonNull DapiAccountsResponse.DapiAccount account, double amount, @Nullable String reference, @Nullable String operationID) {
}
@Override
public void onTransferFailure(@Nullable DapiAccountsResponse.DapiAccount account, @NonNull DapiError error) {
}
@Override
public void onUiDismissed() {
}
});
Example - When fromAccount
Is Not Specified
val address = LinesAddress()
address.line1 = "line1"
address.line2 = "line2"
address.line3 = "line3"
val beneficiary = DapiWireBeneficiary(
address = address,
accountNumber = "65432256",
name = "John Doe",
country = "US",
receiverType = "retail",
routingNumber = "67543534",
nickname = "JohnDoe",
receiverAccountType = "checking",
firstName = "John",
lastName = "Doe",
zipCode = "92335",
state = "Arkansas",
city = "Conway",
)
connection.createWireTransfer(
toBeneficiary = beneficiary,
amount = 100.0
)
connection.createTransfer(null, null, amount);
The SDK shows UI for the user to select an account to send money from
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Account Selection Screen
Example - When amount
Is Not Specified
val address = LinesAddress()
address.line1 = "line1"
address.line2 = "line2"
address.line3 = "line3"
val beneficiary = DapiWireBeneficiary(
address = address,
accountNumber = "65432256",
name = "John Doe",
country = "US",
receiverType = "retail",
routingNumber = "67543534",
nickname = "JohnDoe",
receiverAccountType = "checking",
firstName = "John",
lastName = "Doe",
zipCode = "92335",
state = "Arkansas",
city = "Conway",
)
connection.createWireTransfer(
toBeneficiary = beneficiary,
fromAccount = connection.accounts?.first()
)
connection.createTransfer(connection.getAccounts().get(0));
The SDK shows UI for the user to enter the amount to send
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Amount Screen
Example - When amount
and fromAccount
Are Not Specified
val address = LinesAddress()
address.line1 = "line1"
address.line2 = "line2"
address.line3 = "line3"
val beneficiary = DapiWireBeneficiary(
address = address,
accountNumber = "65432256",
name = "John Doe",
country = "US",
receiverType = "retail",
routingNumber = "67543534",
nickname = "JohnDoe",
receiverAccountType = "checking",
firstName = "John",
lastName = "Doe",
zipCode = "92335",
state = "Arkansas",
city = "Conway",
)
connection.createWireTransfer(
toBeneficiary = beneficiary,
)
connection.createTransfer();
The SDK shows UI for the user to select an account to send money from then navigate to the amount screen to enter the amount to send
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createWireTransferToExistingBeneficiary
Note
If you use
createWireTransferToExistingBeneficiary
you have to implement bank processing logic and validations on your end. You will require the use of the following APIs to process a transaction:
- Get Account
- Create Wire Beneficiary
- Get Wire Beneficiaries
createWireTransfer
abstracts all these requirements. There is no need to implement bank processing logic or validations. Dapi recommends usingcreateWireTransfer
to initiate a payment.
A method for sending money to an existing wire beneficiary.
Parameters
Parameter | Description |
---|---|
fromAccount | Account from where the amount must be transferred. |
toBeneficiaryID | The id of the wire beneficiary to which the money must be transferred. Obtain by connection.getWireBeneficiaries() |
amount | Amount to be transferred |
Example
connection.createWireTransferToExistingBeneficiary(
fromAccount = connection.accounts!!.first(),
toBeneficiaryID = wireBeneficiaryID,
amount = amount,
remark = "test"
)
connection.getBeneficiaries((beneficiariesResponse) -> {
connection.createTransferToExistingBeneficiary(
connection.getAccounts().get(0),
beneficiariesResponse.getBeneficiaries().get(0).getId(),
amount
);
return null;
}, (error) -> {
return null;
});
Beneficiary Not Activated error on Sandbox
This error occurs If you make a transfer on Sandbox to wrong or random beneficiary details, instead you should make the beneficiary details to be of another sandbox user.
To get the beneficiary details of a sandbox user you can do the following:
1- Open your app on the dashboard and navigate to the Sandbox tab. You'll see the Sandbox Users table.
2- Click an account from the Accounts column.
3- A pop up shows up containing beneficiary details.
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Sandbox Account Beneficiary details
createWireBeneficiary
A method for adding a new wire beneficiary
Parameters
Parameter | Description |
---|---|
beneficiary | Information of the wire beneficiary to add. |
Example
val address = LinesAddress()
address.line1 = "line1"
address.line2 = "line2"
address.line3 = "line3"
val beneficiary = DapiWireBeneficiary(
address = address,
accountNumber = "65432256",
name = "John Doe",
country = "US",
receiverType = "retail",
routingNumber = "67543534",
nickname = "JohnDoe",
receiverAccountType = "checking",
firstName = "John",
lastName = "Doe",
zipCode = "92335",
state = "Arkansas",
city = "Conway",
)
connection.createWireBeneficiary(
beneficiary = beneficiary,
onSuccess = {
},
onFailure = {
}
)
LinesAddress lineAddress = new LinesAddress();
lineAddress.setLine1("baniyas road");
lineAddress.setLine2("dubai");
lineAddress.setLine3("united arab emirates");
DapiBeneficiary beneficiary = new DapiBeneficiary(
lineAddress,
"0959040184901",
"John Doe",
"Emirates NBD Bank PJSC",
"EBILAEAD",
"AE140260000959040184901",
"UNITED ARAB EMIRATES",
"Baniyas Road Deira PO Box 777 Dubai UAE",
"Emirates NBD Bank PJSC",
"+0585859206"
);
connection.createBeneficiary(beneficiary, (createBeneficiaryResponse) -> {
return null;
}, (error) -> {
return null;
});
getWireBeneficiaries
A method for obtaining registered wire beneficiaries
Parameters
Method does not receive any parameter.
Example
connection.getWireBeneficiaries({ beneficiariesResponse ->
}, { error ->
})
connection.getBeneficiaries((beneficiariesResponse) -> {
return null;
}, (error) -> {
return null;
});
Updated about 1 year ago