Changelog

Wire API (US only)

Wire API provides all the functionality required to manage beneficiaries and initiate payments on your user's behalf.

The Payment APIs are:

  • CreateWireTransfer - The easiest and most efficient way to facilitate payments.
  • [Not required when using CreateWireTransfer] Get Wire beneficiaries - Retrieve beneficiaries from the bank account.
  • [Not required when using CreateWireTransfer] Create Wire Beneficiary - Create a beneficiary into the bank account.
  • [Not required when using CreateWireTransfer] CreateWireTransferToExistingBeneficiary - Initiate a transfer to an existing wire beneficiary only.

createWireTransfer [Recommended]

createWireTransfer automatically takes care of all requirements for adding a beneficiary as well as initiating a transfer. We recommend using createWireTransfer to initiate a payment.

you can send money from an account to an account with a specific amount.All 3 variables are optional.

Parameters

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Note

Behavior of the SDK depends on the parameters that will be set.

ParameterDescription
toBeneficiaryInformation of the recipient beneficiary.
fromAccountAccount from where the amount must be transferred. If you don't set a from account, SDK will simply display a popup screen for your user to pick the account from our UI.
If you do provide a from object, this screen won't be displayed.
amountAmount to be transferred. If you don't set an amount SDK will display a screen with a numpad screen for your user to enter the amount in.
remarkA message associated with the transfer.

Example - When fromAccount Is Not Specified

DapiLineAddress lineAddress = DapiLineAddress(
    line1: "Line1",
    line2: "Line2",
    line3: "Line3"
);

DapiWireBeneficiary beneficiary = new  DapiWireBeneficiary(
    address: lineAddress,
    accountNumber: "1234567654321",
    name: "TestAccount",
    country: "US",
    receiverType: "retail",
    routingNumber: "953347241",
    nickname: "Nickname",
    receiverAccountType: "checking",
    firstName: "John",
    lastName: "Doe",
    zipCode: "72305",
    state: "Arkansas",
    city: "Conway");

await connection.createWireTransfer(null, beneficiary, 100, "remark");

The SDK shows UI for the user to select an account to send money from

Account Selection Screen

Account Selection Screen

Example - When amount Is Not Specified

DapiLineAddress lineAddress = DapiLineAddress(
    line1: "Line1",
    line2: "Line2",
    line3: "Line3"
);

DapiWireBeneficiary beneficiary = new  DapiWireBeneficiary(
    address: lineAddress,
    accountNumber: "1234567654321",
    name: "TestAccount",
    country: "US",
    receiverType: "retail",
    routingNumber: "953347241",
    nickname: "Nickname",
    receiverAccountType: "checking",
    firstName: "John",
    lastName: "Doe",
    zipCode: "72305",
    state: "Arkansas",
    city: "Conway");

await connection.createWireTransfer(connection.accounts.first, beneficiary, 0, "remark");

The SDK shows UI for the user to enter the amount to send

Amount Screen

Amount Screen

Example - When amount and fromAccount Are Not Specified

DapiLineAddress lineAddress = DapiLineAddress(
    line1: "Line1",
    line2: "Line2",
    line3: "Line3"
);

DapiWireBeneficiary beneficiary = new  DapiWireBeneficiary(
    address: lineAddress,
    accountNumber: "1234567654321",
    name: "TestAccount",
    country: "US",
    receiverType: "retail",
    routingNumber: "953347241",
    nickname: "Nickname",
    receiverAccountType: "checking",
    firstName: "John",
    lastName: "Doe",
    zipCode: "72305",
    state: "Arkansas",
    city: "Conway");

await connection.createWireTransfer(null, beneficiary, 0, "remark");

The SDK shows UI for the user to select an account to send money from then navigate to the amount screen to enter the amount to send


createWireTransferToExistingBeneficiary

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Note

If you use createWireTransferToExistingBeneficiary you have to implement bank processing logic and validations on your end. You will require the use of the following APIs to process a transaction:

  • Get Account
  • Create Wire Beneficiary
  • Get Wire Beneficiaries

createWireTransfer abstracts all these requirements. There is no need to implement bank processing logic or validations. Dapi recommends using createWireTransfer to initiate a payment.

A method for sending money to an existing wire beneficiary.

Parameters

ParameterDescription
fromAccountAccount from where the amount must be transferred.
toBeneficiaryIDThe id of the wire beneficiary to which the money must be transferred. Obtain by connection.getWireBeneficiaries()
amountAmount to be transferred

Example

await connection.createWireTransferToExistingBeneficiary(
    connection.accounts.first,
    beneficiaryID,
    99.0,
    "remark");

🚧

Beneficiary Not Activated error on Sandbox

This error occurs If you make a transfer on Sandbox to wrong or random beneficiary details, instead you should make the beneficiary details to be of another sandbox user.

To get the beneficiary details of a sandbox user you can do the following:

1- Open your app on the dashboard and navigate to the Sandbox tab. You'll see the Sandbox Users table.
2- Click an Account from the Accounts column.
3- A dialog shows up containing beneficiary details.

1380

Sandbox Account Beneficiary details


createWireBeneficiary

A method for adding a new wire beneficiary

Parameters

ParameterDescription
beneficiaryInformation of the wire beneficiary to add.

Example

DapiLineAddress lineAddress = DapiLineAddress(
    line1: "2400 bruce street UCA stadium park bld 6",
    line2: "",
    line3: ""
);

DapiWireBeneficiary beneficiary = new  DapiWireBeneficiary(
    address: lineAddress,
    accountNumber: "1234567654321",
    name: "TestAccount",
    country: "US",
    receiverType: "retail",
    routingNumber: "953347241",
    nickname: "Nickname",
    receiverAccountType: "checking",
    firstName: "John",
    lastName: "Doe",
    zipCode: "72305",
    state: "Arkansas",
    city: "Conway");

await connection.createWireBeneficiary(beneficiary);

getWireBeneficiaries

A method for obtaining registered wire beneficiaries

Parameters

Method does not receive any parameter.

Example

await connection.getWireBeneficiaries();